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Term Share Certificates

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit (CDs). Your deposits are federally insured up to $250,000 per member by the National Credit Union Administration. Additional coverage may apply based on ownership of account - click here for details and restrictions. No maintenance fees.

Open a Term Share Certificate Now!

Special Certificate (fixed rate)1Sept. 1 - Sept. 9, 2010
Minimum to OpenCurrent RateAnnual Percentage Yield
9 Months$ 1,000.90%.90%
1Early withdrawal penalties may apply.

Term Share Certificate (fixed rate)1Sept. 1 - Sept. 9, 2010
Under $25,000$25,000 and Over
Minimum to OpenCurrent RateAnnual Percentage YieldCurrent RateAnnual Percentage Yield
90 to 179 days$ 1,000.60%.60%.75%.75%
180 to 364 days$ 1,000.75%.75%.90%.90%
1 to 2 years$ 1,0001.00%1.00%1.15%1.15%
2 to 3 years$ 1,0001.35%1.36%1.50%1.51%
3 to 5 years$ 1,0001.80%1.81%1.95%1.96%
5 years$ 1,0002.90%2.93%3.05%3.09%
1Early withdrawal penalties may apply.

Future Saver Certificate (variable rate)1Sept. 1 - Sept. 9, 2010
Under $25,000$25,000 and Over
Minimum to OpenCurrent RateAnnual Percentage YieldCurrent RateAnnual Percentage Yield
1 to 5 years$251.25%1.26%1.25%1.26%
1Rates are subject to change after account opening. Early withdrawal penalties may apply.

Learn more about the Future Saver Certificate!

Coverdell Education Savings1Sept. 1 - Sept. 9, 2010
Under $25,000$25,000 and Over
Minimum to OpenCurrent RateAnnual Percentage YieldCurrent RateAnnual Percentage Yield
Share Account$50.35%0.35%0.35%0.35%
1Rates are subject to change after account opening.

Coverdell Education Savings (fixed rate)1Sept. 1 - Sept. 9, 2010
Under $25,000$25,000 and Over
Minimum to OpenCurrent RateAnnual Percentage YieldCurrent RateAnnual Percentage Yield
1 year certificate$ 5001.00%1.00%1.15%1.15%
1Early withdrawal penalties may apply.

Coverdell Education Savings (variable rate)1Sept. 1 - Sept. 9, 2010
Under $25,000$25,000 and Over
Minimum to OpenCurrent RateAnnual Percentage YieldCurrent RateAnnual Percentage Yield
18 Month Certificate$ 51.25%1.26%1.40%1.41%
1Rates are subject to change after account opening. Early withdrawal penalties may apply.

Education Fund (variable rate)1Sept. 1 - Sept. 9, 2010
Under $25,000$25,000 and Over
Minimum to OpenCurrent RateAnnual Percentage YieldCurrent RateAnnual Percentage Yield
8 years or until child is 18$ 52.50%2.52%2.50%2.52%
1Rates are subject to change after account opening. Early withdrawal penalties may apply.

 How much will my savings be worth?